What is Health Care Reform?
In 2010, the federal government enacted the Patient Protection and Affordable Care Act (ACA), also know as Health Care Reform or ObamaCare, aiming to increase the number of Americans with insurance and cut the overall costs of healthcare. The new law expands the Medi-Cal program and provides financial assistance to help individuals, families, and small businesses pay for health insurance. To assist those without insurance to get covered, ACA required California to set up an insurance exchange focused on providing an accessible place to compare and buy health insurance. This exchange is known as Covered California and is designed to work alongside counties to assess a person's eligibility to Medi-Cal/subsidies and/or assist him/her in comparing and choosing a quality health insurance plan.
I don't currently have Health Coverage, what should I do?
You can apply for Medi-Cal at any time by completing an online C4Yourself® application or visiting any TAD district office.
The next Open Enrollment for Covered California will be November 15, 2014 through February 15, 2015.
You may be eligible for Special Enrollment if you experience a qualifying life event outside of the open enrollment period.
What is the penalty for not buying coverage in 2014?
There is a penalty for being without health insurance in 2014. The penalty is $95 per adult & $47.50 per child (up to $285 for a family member), or 1.0% of family income, whichever is greater.
INCOME is defined as total income in excess of the filing household ($10,000 for an individual and $20,000 for a family in 2013). The penalty is PRO-RATED by the number of months without coverage, though there is no penalty for a single gap in coverage of less than 3 months in a year. The penalty cannot be greater than the national average premium for Bronze coverage in an Exchange. After 2016, penalty amounts are increased annually by the cost of living. Click Here to view more information.
What Health Plans are available to choose from?
You can download the Health Plan Summary Booklet by visiting the Covered California website and clicking the 'News' link.
What can I do to prepare for Health Care Reform?
The Transitional Assistance Department is committed to ensuring that the residents of our county are aware of the upcoming changes and we are all Health Care Ready!
Are you a veteran and have questions about your health coverage under the new Affordable Care Act?
Click Here for frequently asked questions and answers, and links to additional Veteran information.
Frequently Asked Questions and Answers:
For answers to other Frequently Asked Questions and other Resources regarding Health Care Reform, you may also visit the Covered California site here.